What should I do BEFORE open enrollment?

• Log on to Employee Online to verify your employee contact information (contact information, beneficiaries, etc.) and emergency contact.
• Obtain marriage or birth certificates if adding dependents to your coverage.
• If dropping health insurance for other coverage, ensure you have proof of coverage (medical card, enrollment form or other verifiable proof.)
• Calculate flexible spending needs for the new year. Divide by 24 for your per paycheck deduction.

What can I do DURING open enrollment?

• Enroll, change, or drop medical and/or dental & vision coverage.
• Add, change or drop depedents.
• Enroll in flexible spending accounts (medical reimbursement and dependent care).
• Review and update your life insurance beneficiary (can be done at any time).
• Enroll in voluntary products such as additional life, accident, short-term disability, accidental death & dismemberment, critical care, or cancer.

What must I do DURING open enrollment?

• Re-enroll for Cash-in-Lieu (CIL) if you wish to continue to participate. This must be done every year.
• Re-enroll in the Flexible Spending accounts (FSA) if you wish to continue to participate.

Premium Changes

For the new plan year, the County received a 6.9% decrease in medical premiums, a 2.1% increase in dental premiums, and 0% in vision premiums. The changes in premium amounts will be on your December 10, 2021 paycheck. All new enrollments or changes in coverage made during the annual Open Enrollment period will be effective on January 1, 2022.

New Health Benefit Option! 

MASA MTS (Medical Transport Solutions)

Each year the predictability of the number of emergent and non-emergent transports in a given group is relatively up and down like a roller coaster. MASA MTS provides an affordable solution to close this crucial gap. The rates are $10 per employee per month for the Emergent Plus plan and if employees want to upgrade to the Platinum plan it is an additional $25 or (total $35 monthly).

For more information and to enroll, check out MASA MTS.

If you CURRENTLY have Cash-In-Lieu you will not need to make an appointment to re-enroll unless you are making changes to your dental or vision coverage. You can complete the CIL Form/Declination of Coverage through the BCC Website beginning Thursday, October 7th and ending Thursday, October 21st.

• Waiver of Offer of Medical Coverage

If you are not currently receiving the Cash-In-Lieu benefit and would like to enroll for the 2022 year, please visit the BCC Website to submit the form.

Information Sheets

• Information Kit
• Enrollment Form
• Benefits Card Employee Overview
• Cool Features

Our Health, Dental and Vision providers each have apps available for download.

Our third-party administrator, Alliant, has created an employee benefit app called BEN-IQ. The app provides an overview of what the County offers, what services and procedures are covered, annual deductibles, and includes a cost of coverage calculator. Look for the little Einstien and download the app.

The Employee Assistance Program (EAP) is designed to help with life's many chanllenges. MHN is here 24/7 to connect or refer you to a professional who can help with marriage, family and relationship issues; problems in the workplace; stree, anxiety and sadness; grief, loss or responses to traumatic events; concerns about your use of alcohol or drugs.

You and your dependents are entitled to 3 face-to-face sessions or telephonic or web-video consultations for problem-solving support per individual, per incident, per policy year.

All services are confidential and in accordance with professional ethics and Federal and state laws. Use of the EAP is strictly voluntary.

Work & Life Services

Telephonic or web-video consultations per individual, per issue, per year may be available for:

• Child and Eldercare Assistance - Help accessing available community and financial resources and referrals to pre-screened providers for childcare, eldercare and more. You may also be entitled to help with adoption, parenting skills, child development, special needs, emergency care, relocation services and educational issues.
• Financial Issues - Budgeting, credit and financial guidance (tax or investment advices, loans and bill payments not included), retirement planning.
• Legal Services - Telephonic or face-to-face legal consultations for issues relating to civil, consumer, criminal, personal and family law (including adoption, divorce, and custody issues), financial or tax matters (business matters and any disputes or actions between members and their employer/business partners/MHN/Health Net/affiliates are excluded), real estate, estate planning.
• Identity Theft Recovery Services - Speak with a certified consumer credit counselor who can learn more about your situation and help you create a plan. If there is a potential of ID theft, MHN will connect you to an identity recovery specialist.
• Daily Living Services - MHN will track down businesses and consultants for you if you need help with errands, planning an event or a vacation.

Health and Wellness Resources

Call MHN to learn more about wellness coaching services, personalized support to help you set and reach your wellness goals. You can also register online to:

• ​Access your health and get tips for living better
• Track progress toward your wellness goals
• Take advantage of interactive e-learning programs
• Find articles and videos about health topics

Toll-free (800) 242-6220 or online at https://www.mhn.com/members.html

Company Code: calaveras

• AFLAC Group (Critical Illness, Hospital Indemnity, Accident Indemnity)
• AFLAC Individual (Short Term Disability)
• LegalShield/IDShield